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US Mortgage Application Rebound 2% Following Last Week 7% Drop

Washington, D.C. – Mortgage applications in the United States increased 2% in the week ending December 3rd, following a 7.2 percent drop in the previous week, the largest drop since mid-February.


According to data from the Mortgage Bankers Association, refinancing rates increased by 9%, while house purchase applications fell by 5%.

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The average fixed 30-year mortgage rate fell 1 basis point to 3.3 percent, down from 3.31 percent, its highest level since April.

The 30-year fixed mortgage rate and the 15-year fixed mortgage rate both fell one basis point, the Federal Housing Administration rate dropped seven basis points, causing a boom in government refinances. Borrowers are continuing to take advantage but if rates rise as MBA predicts, the window of opportunity to refinance would shrink.

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